Architect and software engineer, specialized at the Massachuttets Institute of Technology in Complex Systems Architecture, Cybersecurity, Radical Innovation and Design Thinking. Expert in credit card processing, financial and transactional platforms. He created his first successful company at age 21, it became in a matter of 4 years in an international operation with clients in more than 7 countries. He sold his first company at the age of 28, starting a series of successful ventures in Central and North America, all related to the FinTech and software industries. Oscar has been a project manager, lead developer or in charge of multidisciplinary teams for large institutional projects for governments, PAHO-WHO, the UN, the World Bank and large corporations with more than 100 engineers under their orders. He has also been CTO or CIO, has been in charge of multi-million dollar StartUps developments in the United States of America and his work has appeared on MSNBC, CNN, NBC, Wired Magazine and FORBES, among other media. Flores is the key driver of mPos Global's International success. Raised in Geneva, Switzerland, he is fluent in French, Spanish and English and is also a consultant in fields such as software development, financial platforms, omnichannel, IT security, PCI, Self-service kiosks with means of payment, IOT, non-payment technologies. served and Blockchain technologies. Mr. Flores is the chairman of the board of directors. He has also been CTO or CIO, has been in charge of multi-million dollar StartUps developments in the United States of America and his work has appeared on MSNBC, CNN, NBC, Wired Magazine and FORBES, among other media. Flores is the key driver of mPos Global's International success. Raised in Geneva, Switzerland, he is fluent in French, Spanish and English and is also a consultant in fields such as software development, financial platforms, omnichannel, IT security, PCI, Self-service kiosks with means of payment, IOT, non-payment technologies. served and Blockchain technologies. Mr. Flores is the chairman of the board of directors. He has also been CTO or CIO, has been in charge of multi-million dollar StartUps developments in the United States of America and his work has appeared on MSNBC, CNN, NBC, Wired Magazine and FORBES, among other media. Flores is the key driver of mPos Global's International success. Raised in Geneva, Switzerland, he is fluent in French, Spanish and English and is also a consultant in fields such as software development, financial platforms, omnichannel, IT security, PCI, Self-service kiosks with means of payment, IOT, non-payment technologies. served and Blockchain technologies. Mr. Flores is the chairman of the board of directors. Fluent in Spanish and English and is also a consultant in fields such as software development, financial platforms, omnichannel, IT security, PCI, Self-service kiosks with means of payment, IOT, unattended payment technologies and Blockchain technologies. Mr. Flores is the chairman of the board of directors. Fluent in Spanish and English and is also a consultant in fields such as software development, financial platforms, omnichannel, IT security, PCI, Self-service kiosks with means of payment, IOT, unattended payment technologies and Blockchain technologies. Mr. Flores is the chairman of the board of directors.

Mr. Sánchez has more than 30 years of experience in the financial and banking industry, going from being an officer to the president of the Bank. With a bachelor's degree in business administration, a master's degree in marketing and also a diploma in credit card management, Mr. Sánchez's experience has placed him in positions as a member of the board of directors of Credibanco (VISA Colombia) and Redeban (Mastercard Colombia). Mario has worked in prestigious financial institutions in multiple countries in the region and built a valuable network of contacts in the industry with key elements for the progress of mPos. He left his last position as Vice President of Commercial Banking at Multibank Colombia to become a permanent member of our team in charge of financial and operational administration at the regional level.

A Master Guru in software development with over 16 years of applied experience… His nickname is Google, as he generally has an answer for everything. Javier's skills go beyond writing code as he has personally deployed and delivered over 800 projects in 9 different countries over the last 16 years. Javier Flores attended the Ecole D'ingenieurs de Geneve (Geneva School of Engineers), in addition to a technical programming diploma and has a patent in video-cryptography. Expert in development and implementation of service bus (ESB's), automated API's Rest engines, high-level programming and databases both SQL and NoSQL, we could list the coding languages ​​that you master, but we would need to add 100 pages to this. Javier has always been subjected to multiple audits and revision of his code by international firms…. which end up offering him a job ...

Mr. Del Busto has extensive experience and background in the credit card and payment industry.Having first worked for American Express for several years in Panama, always surpassing its milestones, he decided to transition to Paguelofacil in 2010. Mr. Del Busto as head of affiliations at Paguelofacil managed to attract more than 3000 clients to the company, always providing solutions. to their needs, in addition to guiding and accompanying them so that their ventures in the world of electronic commerce were successful.Pablo is characterized by always being on the customer's side, ensuring within the company to ensure the best service, the best quality at the most beneficial cost for the end user.Due to his successes and commitment, he was appointed general manager of Paguelofacil, a position he held until February 2019.

Expert in the financial sector and the payment industry in Latin America. He has more than 10 years leading the implementation, growth and management of electronic payment services, in various industries such as banking, telecommunications, mass consumption, airlines and fintech. For 7 years he was the leader of various functional and business areas, which directly supported the digital transformation, both in consumer banking and in corporate banking of BAC Credomatic, the main Financial Institution in Central America's payment methods. Then, he spent 3 years as Director of Business Development for Central America at Visa International, where he had the opportunity to consolidate his expertise in the payment method industry, supporting his multiple clients in the implementation of proprietary and branded card issuance programs shared, electronic commerce with sophisticated fraud prevention systems, new payment method solutions such as mPOS, tap to phone, push payments, mass transit terminal and digital payment ecosystems for various fintechs and startups in the region. In addition to his years of experience, Jonathan has a Master of Business Administration with an emphasis in Finance from INCAE Business School and an Advanced Certificate for Executives in Management, Innovation and Technology from MIT.

Mr. Justin R. Muntean has more than 17 years of experience in the United States financial sector focused on both the payment media industry and the management of financial institutions. With extensive experience leading multi-faceted international sales and marketing teams that consistently exceed their employers' expectations, Mr. Muntean is an expert in leadership, consultative sales, organizational restructuring, human relationship management, loss management and earnings, merchant and affiliate acquisition, exchange, point of sale, and mobile payment solutions. He also has a proven track record in independent software sales as well as integrations to payment processing platforms. His most recent role was as President and CEO of a consulting firm focused on the payments industry, where he was responsible for driving significant growth in the company's revenue and interests in the United States while at the same time helping its clients with multiple M&A events. Prior to that, Mr. Muntean was the Senior Vice President of Sales for North America's sixth largest merchant acquisition and payment processing company, where he directed all of the company's sales and support channels to business partners. and resellers. He also held various senior positions at top Fortune 250 companies, including position as Senior Vice President of Independent Sales,
Mr. Muntean focuses on “people first” within an organization where his determination and leadership work to ensure that all members of a team are successful. He has a Bachelor of Science in Information Systems and Management and various certifications within the payments industry.

Mr. Daniel Otazo has more than 20 years of experience in the financial sector both in Investment Banking and Asset Management as well as in Retail Banking. Receiving the prestigious Carl Duisberg Gesellschaft Scholarship at age 18, he completed his postgraduate studies in Germany. Having worked for many years as a management consultant in Germany, Switzerland and the United Kingdom with the main players in the investment and wealth management industry, he gained extensive experience, particularly in the fields of investment analysis, management of portfolio, asset allocation, performance measurement, fixed income derivatives analysis and valuation. He returned to Latin America after 15 years to assume high-level executive positions in different financial institutions in Bolivia and Nicaragua, including Executive Director, Risk Director, Chairman of the Investments Committee, Chairman of the Assets and Liabilities Committee and Secretary of Risk Management. Committee and member of the Board of Directors. Mr. Otazo holds a BSc in Computer Science and Engineering with a specialization in applied mathematics and algorithms from the University of Applied Sciences in Konstanz, Germany, and a Master of Business Administration (MBA) from the University of Edinburgh, UK . He also holds the Chartered Financial Analyst (CFA) designation. Otazo has a Bachelor of Science in Computer Science and Engineering with a specialization in applied mathematics and algorithms from the University of Applied Sciences in Konstanz, Germany, and a Master of Business Administration (MBA) from the University of Edinburgh, UK. He also holds the Chartered Financial Analyst (CFA) designation. Otazo has a Bachelor of Science in Computer Science and Engineering with a specialization in applied mathematics and algorithms from the University of Applied Sciences in Konstanz, Germany, and a Master of Business Administration (MBA) from the University of Edinburgh, UK. He also holds the Chartered Financial Analyst (CFA) designation.